Why Do Venues Require Bands to have Liability Insurance?
“What if” your band causes bodily harm to an event attendee? Let’s say the drummer’s stick breaks and goes flying in to the crowd or a mic stand falls off the stage or an amp catches fire or an electrical surge occurs due to the venue’s negligence. These might be extreme cases but who is at fault in these situations?
Even if it was an accident, it isn’t unheard of for a music fan to go after the venue or band for damages. It’s easy to see how quickly lawsuits could stack up and cause a financial headache.
While every venue should be carrying their own type of liability insurance, it’s understandable as to why they would require the band to hold additional insurance. In fact, it is in the band’s best interest to carry the additional liability.
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