Why Do Venues Require Bands to have Liability Insurance? Think of insurance like this: it’s meant to be in place in case of the “what-ifs.” What if the venue owner is negligent and the unthinkable happens – say a tragic fire breaks out that would have otherwise been avoidable. Should the victims of that fire be responsible for medical bills, etc.? No, you’d think not. This is why insurance exists. Benjamin Ricci Tweet “What if” your band causes bodily harm to an event attendee? Let’s say the drummer’s stick breaks and goes flying in to the crowd or a mic stand falls off the stage or an amp catches fire or an electrical surge occurs due to the venue’s negligence. These might be extreme cases but who is at fault in these situations?  Even if it was an accident, it isn’t unheard of for a music fan to go after the venue or band for damages. It’s easy to see how quickly lawsuits could stack up and cause a financial headache.  While every venue should be carrying their own type of liability insurance, it’s understandable as to why they would require the band to hold additional insurance. In fact, it is in the band’s best interest to carry the additional liability.  If you are interested in find additional event or band insurance coverage, these two companies have come highly recommended by event planners and bands. RVNA https://www.specialeventinsurance.com/ Insurance Canopy https://www.insurancecanopy.com/bands-insurance To read the full article, visit: https://performermag.com/band-management/contracts-law/why-do-venues-require-bands-to-have-liability-insurance/